We always find articles and blogs stating the tips to drive safely but do not realize the actions to be taken if face an accident.
No one wants to get into a car crash. But it always helpful to have knowledge about the actions to be taken if you face an accident.
This knowledge will help you to save lives, reduce injuries and make the claim process simple and easier.
Firstly, if you are in an accident the foremost thing for you is to ensure, no one is injured in the car. Then you can check the other car which is hit and check if the passengers are good.
Once you have ensured the causality, never try to leave the scene, even if you are not the reason for the accident. Or it may lead to legal consequences.
Contact the Police and inform them about the accident. They will dispatch an officer and medical team for rescue. Once they arrive, wait till they complete the procedures.
While waiting for the rescue team you can prevent further accidents by setting up flares, or keeping your flashers on when you are inside the car.
The vehicle should never be moved from the accident scene till the cops arrive and ask you to move.
After accident, normally the two parties get into an argument. It is always good to remain calm and avoid any argument or a fight with the other driver. Simply exchange contact and insurance information. If possible, also try to collect the name and phone numbers of witnesses.
When the police arrive, make sure you tell the investigating officer exactly what happened, to the best of your ability. Do not speculate, guess or misstate any of the facts.
If you happen to have a camera in your vehicle, or a cell phone equipped with a camera, you should take pictures of the vehicles if there is visible damage without interfering with the on-going police investigation.
Notify your insurance company at the earliest and provide with all the details required. Many policies require immediate reporting and full cooperation.
Always keep all your accident-related documents and information together if incase required in future.
It is always recommended to consult a lawyer to protect your rights and make sure valuable evidence is not destroyed. The layer can advise you on issues ranging from how to make sure you are fully compensated for your vehicle till getting the best medical treatment available.